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Member Showcase: Gallagher

Angela Ederle is a highly experienced Commercial Insurance Advisor with over 20 years experience. Angela has been with Gallagher for 13 years, managing corporate and commercial national and international businesses from their offices around the country.

She has returned to Esperance to assist our community and surrounds with their Business Insurance needs.

What do you love about your business?

How involved we are with our local communities and the level of professionalism and expertise across our business globally. We work together to create the best solution and advice for our clients no matter how complex or “hard to place” the risk is. If there is a solution, we will be able to find it.

What would you class as the biggest achievement within your business?

Voted one of the World’s Most Ethical Businesses 11 years running by the

Ethisphere Institute

Tell us something people/customers may not know about your business.

We’re a global insurance broking organisation able to cover any risk anywhere in the


Beyond insurance broking, we have a Benefits and HR Consulting business. Focussed

on wealth management, employee benefits, organisation performance and more

How are you continually improving your businesses?

Being actively part of our local business communities to understand and resolve

their exposures and concerns with their businesses and emerging risks they face.

What is your top selling product?

Management Liability and Cyber Liability. A risk many businesses are not aware is

either insurable or think it is already insured under the Public Liability.

These products provide key coverages that is desperately needed if you are

operating a business today. Particularly with updated legislation around Work

Health and Safety and the Privacy Act.

Management Liability is a bundled product. It includes covers such as.

1. Directors & Officers Liability

(Wrongful acts alleged or committed by company or director)

2. Employment Practices Liability

(Employment wrongful acts – e.g., unfair dismissal, discrimination)

3. Crime

(Internal or external crime – e.g., employee theft / embezzlement)

4. Statutory Liability

(Wrongful breach of legislation)

5. Tax Audit

(Professional fees in relation to responding to a tax audit – e.g. accountant fees)

Cyber Liability in the current environment of majority of businesses working online or

remotely accessing client’s private information, or social engineering risks - this cover is key

to protecting your business.

It includes cover such as but not limited to;

Third Party Claims; Legal liability to third parties resulting from the failure to keep data

secure, such as claims for compensation, defence costs, investigations costs, and fines and

penalties incurred for breaching the Privacy Act.

First Party Costs; Covers costs incurred by the Insured to respond to the breach, such as IT

Forensic Costs, Credit Monitoring Costs, Public Relations Expenses and Cyber Extortion Costs

(Including ransom payments to hackers).

Business Interruption; Covers the Insured for loss of business income resulting from the

breach, including additional expenditure that the Insured may need to incur to resume

and/or maintain its normal business operations.

What product or service do you sell that people do not know about?

1. Management Liability

2. Cyber Liability

3. Life Insurance Broking

4. General Business Insurance – all risks including financial lines

5. Directors Home, Car and Personal Assets

6. HR Consulting

Can customers book or buy your products online? Do they know what social media platform?

If you would like to get into contact with Angela, you can get in touch via the details below.

Angela Ederle

0409 644 142

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